⚠️ SIMULATION ENVIRONMENT — EDUCATIONAL PURPOSES ONLY — QM-UCP ⚠️

Our Services

Comprehensive social protection covering every stage of your working life and beyond.

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Retirement

Retirement Pension

The retirement pension guarantees a monthly income once you reach the statutory retirement age and meet the minimum contribution threshold. Fortia calculates your benefit based on your full contribution history.

  • Minimum 1,300 weeks of contributions
  • Men: age 65 / Women: age 62
  • Valid national ID and contribution certificate
  • Application via My Fortia Portal or service centre
Disability

Disability Allowance

Citizens who lose 50% or more of their work capacity due to illness or accident may qualify for disability pension. A certified medical board evaluates each case individually.

  • Loss of ≥50% work capacity certified by medical board
  • 50 weeks contributed in the last 3 years
  • Recent medical records and specialist report
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Survivors

Survivor Benefits

When a contributor or pensioner passes away, their eligible dependants may receive monthly survivor benefits.

  • Spouse or partner with at least 2 years of cohabitation
  • Dependent children under 18 (or 25 if studying)
  • Death certificate and kinship documentation required
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Voluntary

Voluntary Contributions

Freelancers, self-employed workers, and those in informal employment can enrol in the voluntary contribution scheme.

  • Minimum monthly contribution based on declared income
  • Flexible payment schedule (monthly or quarterly)
  • Counts towards retirement, disability and survivor thresholds